Sr Credit Officer Job Listing at Valley Bank in Morristown, NJ (Job ID 26-264)

Description

Responsibilities include but are not limited to:

• Carries a substantial amount of approval authority for commercial credit requests where total exposure exceeds $1,500,000 in all portfolios (retail, commercial - industrial, real estate and leasing)
• Review (and sponsor as needed) credits submitted for committee approval and serve as a voting member of the Senior Credit Committee.
• Manage a team of CPM Team Leaders, Credit Officers, and Credit Portfolio Managers for a wide geography or LOB with direct and indirect reports to ensure operational efficiency, collaboration across teams and quality work product.
• Provide guidance to lenders and team of CPM Team Leaders, Credit Officers and Credit Portfolio Managers concerning the underwriting and structuring of commercial loans, commercial mortgages and ACH transactions.
• Monitor credit policy/procedure compliance, past due loan status and other portfolio management responsibilities are proactively addressed with the assigned lending and credit teams.
• Positively lead any changes within the corporate environment.
• Provide consistent and constructive feedback on direct report's performance and ensure the same is completed for indirect reports.
• Participate in establishing and maintaining credit policy and related procedures and guidelines.
• Conduct credit-related projects at the direction of the Chief Credit Officer.
• Provide input for disaster recovery and business continuity including backup to the Chief Credit Officer.