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Company: Valley Bank
Location: Fairfield, NJ
Career Level: Mid-Senior Level
Industries: Banking, Insurance, Financial Services

Description

Responsibilities include, but are not limited to:

  • Underwrite Indirect, Direct Consumer Loans - Small Business products.
  • Underwrite and analyze more complex loans that require financial analysis generally carrying higher loan limits.
  • Build/Maintain Relationships with Dealers - Branches and interface with all Consumer Loan related departments. Communicates with Loan Officers as to status of loan.
  • Maintain credit policy standards and work toward meeting department goals.
  • Mentors Credit Underwriters on more complex loans ensuring that the loan structure is consistent with the loan policy.
  • Daily monitoring and general supervision of underwriting workflow. Ensures that products outside of the system notification (Bank card, CVLC, new products) are distributed for completion.
  • Reviews and utilizes higher loan approval authority to sign off on loan recommendations from the underwriting team.
  • Assist in preparation and facilitate audits as needed.


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